December, 2009

Loan Modifications Get in Trouble in Under a Year

A Big Push for Little Results Last year, the federal government pushed lenders very hard to rework deals for thousands of mortgage holders. The drop in home prices almost collapsed the market. The feds wanted to do something for the individual homeowner and developed the loan modification program. Under this program, lenders were supposed to re-work ...

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Flexo’s Goals and Resolutions for 2010

Although I’ve been tracking my finances publicly on Consumerism Commentary since 2003, this is only the fourth year I’ve outlined specific financial goals for the new year. The next year is a bit of a mystery for me. I feel like some changes are necessary, particularly in my day job. Although I have some big ...

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TeacherMate Improves Students’ Reading Scores

TeacherMate excites donors TeacherMate means schools don't have to rely on old, bulky computers anymore. Image from Flickr. Despite the rough economy and the overall drop in charitable donations, Innovations for Learning, a nonprofit that supplies schools with the TeacherMate system, is doing quite well. The foundation has only been around for 18 months, but thanks ...

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Health Care Bill May Reduce Need for Personal Loans

Health-care relief may be on its way Throughout the recession many consumers have been using personal loans to fund their health care. There may be some relief on the way as a new health care bill is said to be on the verge of completion. Senate Majority Leader Harry Reid is confident that the bill will ...

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Butch Cassidy and the Sundance Kid

Who are these people? (Photo from notionscapital, Flickr.com) Every American knows about Butch Cassidy and the Sundance Kid. Who are the newer imposters then? Difficult to understand? Look no further than your local news paper. You will not need a personal loan to buy one, but will possibly regret the day you even applied for a personal ...

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